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Deals That Are Nifty by Sister Thrifty: February 2010

Deals That Are Nifty by Sister Thrifty

Great Steals and Deals around town and online to save you the big bucks and help you keep more of your hard-earned money!

Monday, February 22, 2010

The Natural High: Freebies!

I've been sick in bed all week, but as soon as I found out about these freebies I perked right up. I don't know about you, but most women say that the feeling they get when they find a great bargain is better than any drug. If that's true, then getting something for free is the best natural high. There are some web sites where people share things for free, such as:

Tired of paying for faxes? Check out  or

How about free text messaging services? Read more at  or

Long distance bills can really add up, so you may be very interested in some of these companies:  (Free video conferencing and messaging)  (Free long distance - ad supported)  (Free world-wide PC-to-PC calls using Skype software)

Check out some more fun freebies for this week.

Free Movie Screening "She's Out of My League"
Passes for "She's Out of My League" movie screening are limited to a first come, first served basis. Select your city if available.

Free Copy of "Feeling Right at Home" Book
You can have a copy of Humana's full-color, 32-page book, "Feeling Right at Home" mailed to you. Or, you can view the book by downloading a copy you can save and print yourself. You may also call 1-888-817-6331 (TTY: 1-888-220-2786) to request a copy. One book per request, please.

Free Membership Kit from GFAwesome
Join the coolest kids' website on the planet! There are over 4000 children from 36 countries already signed up! When you join free on-line kids' club, you will receive a Welcome letter from Ambassador Thomas, get some great stickers of very cool mascots Lisa the Lynx and Maurice the Mountain Goat. You will also receive a membership certificate, and be emailed monthly newsletters from Ambassador Thomas at GFAwesome.

Free Deluxe Fragrance Sampler (Victoria's Secret)
Victoria's Secret Pink Nation already have over 900,000 members. If they reach 1 million members, they'll celebrate with an exclusive free gift for members only. When you join now you'll be able to get a free sampler of the Deluxe Fragrance.

Free Uni-ball Jetstream RT Pen (Ends 04/30)
Valid only in the 48 contiguous United States and District of Columbia (void in Alaska and Hawaii). No purchase is necessary for this offer. You must be a resident of one of the 48 contiguous United States or D.C., age 18 years or older, to participate.

Complete and electronically transmit a request form at (the "Website") between 1/11/2010, 2010 and April 30, 2010 (the "Promotional Period") to receive a free uni-ball Jetstream(TM) Retractable pen (suggested retail price is $3.30) by mail, while supplies last. Only the first 10,000 requests the sponsor receives each day will be honored, and only a maximum of 500,000 pens during the entire Promotion Period will be honored.

Free Two-Year Subscription to TENNIS Magazine
Whether you play or your passion doesn't get past the stands, TENNIS Magazine gives you what you crave. Every issue of the world's favorite tennis magazine features advice from the pros on how to improve your game, recaps of the most exciting professional match-ups, and interviews with the stars of the court. Offer is available at Visit this offer and fill out the form to see if you eligible to receive these featured item.

New Burt's Bees Natural Toothpaste Sample
Visit this offer and complete the form to request your free sample of NEW Burt's Bees® Natural Toothpaste - Multicare with Fluoride Formula (.5 oz) Make sure you tick the check box at the bottom of the form. It may take up to 2 months to receive the sample of this product.

Green Magma Sample
Green Magma® is a highly nutritious, mildly alkaline powder made from organic young barley grass juice. It contains vitamins, minerals, amino acids, enzymes, chlorophyll, carotenoids, flavonoids, and other valuable phytochemicals that support every system of the body.
Add Free sample to cart and check out.

Free Kikkoman Cooking Magazine
K is Kikkoman's semiannual mini-magazine for food enthusiasts. It's loaded with cutting-edge tips, new recipes and inspiring photos.USA and Canada


Sister Thrifty


Sunday, February 14, 2010

Credit card changes you need to know about

Happy President’s Day weekend!

The good news is that most of us get the day off for work and school. YAY! The bad news is that there are some presidential-sized changes to credit card rules that we need to be aware of. The Federal Reserve has issued final guidelines on the new credit card rules that go into effect Feb. 22. Here's a quick rundown of some of the highlights:

• Banks must give 45 days notice before raising the interest rate on future purchases.

• Your interest rate on existing balances can't be raised until you're in default for 60 days.

• Your monthly statements going forward will reflect how many years you'll be in debt if you only make minimum payments.

• Any annual fees must be capped at 25 percent of your card's limit.

• If you have multiple interest rates on your account, anything you pay over the minimum balance will be applied to the highest rate first. But beware, if you only pay the minimum, the money will still be applied to the lowest balance first.

• Teaser rates on new cards must be honored for one year.

• Two-cycle billing will no longer be allowed. This was a sneaky way that banks would charge massive interest if one month you paid in full and the next month you didn't.

The bottom line? Read the fine print carefully on all of your credit card contracts. Pay in full each month! Debt is a disease and credit cards are one of the easiest ways to get sick. If you can’t pay for something in 25 days, don’t buy it!

There are several steps you should take to get out of credit card debt. Paying off several thousand dollars or more in credit card debt takes time, so you must discipline yourself.

1) If you have several cards, your first goal is to pay off the card with the highest interest rate. This process is called laddering.

2) Pay more money toward that credit card and slightly less toward the other cards, and eventually you can rip it up. Then you move onto the next card, and so on, and so on...

3) One proven way to pay more toward the most expensive card - and to get rid of it faster - is to make a separate payment every 14 days to the credit card company. Mark your calendar every 14 days and write that check or send your online payment that day. Making a payment every 14 days equals one extra month's payment you've made at the end of the year. Work these payments around your statement cycle to avoid paying lates fees.

For help during the process, contact the NFCC at or call 800-388-2227. You may also want to check out the book Invest in Yourself: Six Secrets to a Rich Life by Marc Eisenson

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Tuesday, February 09, 2010

Free Love

Who said love isn't free? Well, here are a bunch of fun free things to help you celebrate Valentine's Day on the cheap! For starters, you don't have to pay a small fortune to send a card! You can send some cute e-greetings for free using cards at:                                                                  

If you'd rather send a "real" card and not the cyber kind, you can print out free templates at:

Wondering what to say inside the card? Check out these free web sites where you can find free romantic poetry:

Planning a Valentine's Day party for your kid's class at school? How about some of these cute craft ideas:

Wanna spruce up your electronics for the romantic holiday? Here are some free Valentine's Day screensavers, ring tones and more:

Nothing says romance like a good ole heart-filled email. (You know I'm joking, right?) Here's where you can get some custom stationery for your computer for Valentine's Day:

Rather than sitting all alone at home, cozy up to to 2 free romance books when you sign up as a member at

Check out this free Love Calculator from Doctor Love! It will (supposedly) determine how successful 2 people's relationship will be:

And finally, just a bunch of fun freebies you might be able to use as gifts!

Free Jovan Satisfaction Fragrance Sample

Visit this offer and click "GET FREE SAMPLE" at the top bar. Complete the form and short survey.

Free Subscription to Surfer Magazine

"The #1 surf magazine. If it matters in the sport of surfing, Surfer has it first and has it best. Great photos. Big waves. Hot moves. Travel stories. You'll find more action, substance, humor, more of the energy that makes surfing so addictive, within the pages of Surfer." freebizmag
Visit this offer and fill out the form to see if you qualify for this free magazine subscription offer.

Free Package of Hanes Socks, $10 Value (first 100 weekly)

The first 100 entrants each week will receive a free package of Hanes socks. Approximate value of each sock package is $10.00. Style, size and color of socks are in Sponsor's sole discretion. For purposes of the sock prizes, each week begins at 12:00 a.m. ET on Friday and ends at 11:59:59 p.m. ET on the following Thursday.

Limit three (3) sock prizes per person/e-mail address/street address during the entire Promotional Period

You will also be entered for your chance to win a magical five-night Disney Cruise Line® vacation in the beautiful Bahamas. Offer ends at 11:59:59 p.m. ET on Wednesday, March 31, 2010

50 Free Disney Movie Rewards Bonus Points

Visit Disney Movie Rewards Program, login or register, enter code: HT6G7K3XW (6 Impossible Things Sweepstakes Bonus 50 Points)

Shanghai Girl Paperback Giveaway by Lisa See

Send a copy of new paperback, SHANGHAI GIRLS, to one of your friends and you will be entered for a chance to win 1 of 25 signed copies of the Deluxe Edition of SNOW FLOWER AND THE SECRET FAN!

Loreal USA Consumer Participation Panel

L'oreal USA has a Consumer Program where men/women can participate in studies to receive FREE skin/hair/cosmetic products for their participation. A great way to try new products and it is FUN! Visit this offer to join the program.

Glade Fragrance Gift Pack (first 10k)

The gift pack includes a Glade® PlugIns® Scented Oil Warmer and Refill in Hawaiian Breeze® or Vanilla Breeze®.  The first 10,000 people to respond will receive a Island-Getaway Fragrance Gift Pack. For your chance to receive a gift pack, simply complete all required information on the offer form by February 26, 2010, 11:59:59 p.m. Central Time (CT). Offer available to U.S. residents only. Gift packs available until February 26, 2010, or while supplies last.

If you have received a gift pack from Right@Home in the last 180 days, you are not eligible for this month's offer.

Free Crispy Breaded Fish (Long John Silver's)

Register to get a coupon and enter into the $20k grand prize sweepstakes.

"During the Sweepstakes Period, the first one million (1,000,000) participants who submit an Online Entry will receive one (1) coupon good towards one (1) free piece of Crispy Breaded Fish and applicable sales tax. ARV: $1.45"

Free Box of Revolution Tea at Pilot Travel (facebook)

This coupon valid Feb 01 - Feb 28 at any Pilot Travel Centers or Pilot Food Mart location. Simply become a fan of their facebook fan page, click on the "Coupon" tab and print your coupon.

Free Subscription to U.S. News & World Report

Offer is available at Mercury Magazines. The complimentary US News & World Report subscription is sponsored by PC Safety Plus. Quantities limited.
.S. News & World Report provides world and national weekly news with an analytical and anticipatory focus. Its extensive business and economic coverage is complemented with practical news for a general readership. In addition, it contains life management information on personal finance, health technology, education and other matters which impact its readers' lives.


Sister Thrifty

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